You remit your insurance premium month after month. But are you really receiving all that you’re paying for? Most people aren’t. The reality is that most insurance policies contain a ton of unused benefits. Not because people don’t access them — but because they weren’t told those benefits existed. Insurance companies aren’t exactly running to …
Each month, millions of people write a check to their insurance company without ever asking whether they’re paying too much. The truth? Most of them are. Insurance premiums are one of those expenses that inexorably siphon dollars from your bank account month after month, year after year. You set it up one time, add autopay …
Most people enroll in health insurance and set it aside — until something goes wrong. Then comes the shock. A procedure isn’t covered. A claim gets denied. The cost of a specialist visit is three times what you anticipated. And all of a sudden, your plan that looked good on paper feels not worth a …
Picture this. You’re traveling abroad. You get sick, go to a hospital and the bill is $40,000. Then you learn your insurance doesn’t pay for it. That’s not a rare story. It happens to thousands of people annually — not because they went without insurance, but because they bought the wrong kind. Purchasing global insurance …
You need a procedure. Your doctor says it’s necessary. But your insurance company? They’re not so sure — or they haven’t gotten into motion fast enough. This is one of the more maddening experiences in healthcare: waiting to get insurance approval. Every day that is lost means more pain, more anxiety and more uncertainty. For …
The majority sign up for insurance and never pay attention. They pay their premiums every month, think they’re covered, and learn otherwise only when something goes wrong — typically at the worst possible time. But here’s the thing: insurance companies are businesses. They are in business to collect premiums and pay out as little as …
Insurance is among the things you know you need — but the monthly payment can feel like a punch in the gut. Health insurance, car insurance, home insurance, and life insurance — premiums can get pricey fast. Insurance consumes hundreds of dollars monthly for most families. And the frustrating part? Many people are overpaying without …
Picture this. You’ve just faced a harrowing medical crisis, car accident, or home repair disaster. You put in your insurance claim — and then you receive that dreaded letter. Claim rejected. It hits you like a gut punch. Particularly when you’ve been dutifully paying your premiums every month, on the dot. Now the truth: the …
You are paying monthly insurance premiums. But is there more than meets the eye, and are you actually getting everything you’re paying for? Most people aren’t. Each year, millions of Americans never use their full insurance benefits. They skip covered screenings. They miss reimbursements. They overpay for prescriptions. They fail to ask the right questions. …
Insurance hardly crosses most people’s minds until something goes wrong. A missed flight in Tokyo. A broken leg in Brazil. A stolen laptop in Barcelona. All of a sudden, the price tag of being uncovered seems quite real — and quite costly. International coverage isn’t only for business travelers or digital nomads. Anyone who crosses …